Efficiency Plus

Last week, just in time not to be able to do anything about it because of the holidays, I received official notification that I can start collecting my old age pension.

I already knew that my date was March 16th. In fact, they don't mention that in the letter, so it's just as well I knew it.

The letter said I need to apply four months before the date that I plan to receive my first pension payment. So that means they would have had to notify me by November 16th. December 23rd is a little bit late.

Just as well I don't want to claim till July at the earliest...